M & s money announces new fixed-rate savings of up to three years at 3.5%

Canary Wharf, London November 11,M&S Money is offering new Fixed Rate Savings options for up to three years at 3.50%. The fixed rates are available within or outside of an ISA*. One year on from the increase in ISA limits for savers aged 50 plus, many savers may have one year fixed rate accounts that are coming to maturity now. The guaranteed interest rates are available over 1, 2 and 3 years at up to 3.50% AER/gross**. This is a strictly limited offer and replaces the previous issue. 1 year term - 3.00% AER/gross**, 2.40% net 2 year term - 3.20% AER/gross**, 2.56% net 3 year term - 3.50% AER/gross**, 2.80% net Customers can choose between fixed and variable rate options within the M&S ISA, or split their annual allowance between the two, using one simple application form. The M&S Flexi Cash ISA option offers a variable rate of 2.65% AER/tax-free**. This includes a bonus rate of 1.25% for 18 months from initial deposit. Minimum deposit dollar 100 From dollar 25 a month by direct debit Transfers from other Cash ISA providers accepted Withdrawals without penalty, although once the maximum Cash ISA allowance of dollar 5,100 for this tax year is reached, any withdrawals cannot be replaced Customers can apply for M&S Fixed Rate Savings online at www.marksandspencer.com/fixedratesavings About M&S Money: M&S Money (the trading name of Marks&Spencer Financial Services) was founded in 1985 as the financial services division of Marks and Spencer Group plc, making 2010 the company's 25th anniversary. The company is a top-ten credit card (money.marksandspencer.com/cards/credit-card/overview/ ) provider and the second-largest travel money retailer in the UK. M&S Money also offers a range of insurance cover, including home insurance (money.marksandspencer.com/insurance/home-insurance/overview/ ), car insurance (money.marksandspencer.com/insurance/car-insurance/overview/ ) and pet insurance (money.marksandspencer.com/insurance/pet-insurance/overview/ ), as well as loans, savings and investment products. Notes to Editors: *Outside an ISA - minimum deposit dollar 500, maximum dollar 1 million. **AER is the Annual Equivalent Rate and illustrates what the rate of interest would be if interest is paid and compounded once a year. Gross means the rate of interest before the deduction of tax applicable to interest on savings. Tax-free means the rate of interest where interest is exempt from income tax. Net means the rate of interest after the deduction of tax applicable to interest on savings. For illustrative purposes only this is based on the basic rate of tax, currently 20%. Interest added annually. PR Contact: Simon Coughlin Media Relations Manager M&S Money 8 Canada Square Canary Wharf London E14 5HQ 020 7992 1574 money.marksandspencer.com&160;

Advants Announces Agreement to Honor Access Cards Processed Through the PATN Clearinghouse

Advants announces for honor tickets processed through PATN Clearinghouse

Moneynet Champions consumer awareness with new insurance Guide

August 18,Moneynet, the UK based price comparison and product research site, has just launched its ninth product guide in its series of consumer information publications. The new insurance guide joins the collection of other product manuals on moneynet ( www.moneynet.co.uk ) encompassing credit cards, mortgages, loans, life insurance, ethical investing, family finance and student finance. The insurance guide ( www.moneynet.co.uk/home-car-travel-insurance-guide/index.shtml ) focuses on the most popular types of insurance, including home insurance (buildings and content), motor insurance and travel insurance. Within the motor insurance section, the guide includes detailed information on fully comprehensive insurance, third party insurance and specialty insurance. Moneynet was in the news earlier this year over travel insurance, when the price comparison website issued a press release in April warning the consumer to guard against exorbitant insurance premiums from high street travel agents. At the time Richard Brown, Chief Executive of moneynet was quoted as saying: "Single trip travel insurance can be obtained direct from a broker at very reasonable prices. The difference in price can in our view only be accounted for by the commission that some agents are taking from the insurance company. As usual it is the consumer who loses out because of travel agents greed." Research from the University of Warwick has shown that search capability is a powerful influence in overall consumer market choice, hence giving consumers the tools to shop around and empower them to seek the most competitive product. Of the insurance guide, Richard Brown confirmed, the insurance market is full of pitfalls and our guide is designed to highlight some of the potential problems that people face when arranging their home, motor or travel insurance. Moneynet offers a separate life insurance guide, which contains a comprehensive review of the types of life insurance and an explanation of the relevant complex terms. Moneynet intend to expand this particular section over the next few months in response to widespread concerns that consumers do not have adequate protection and personal cover against risks that could leave them in serious debt. About moneynet: Moneynet.co.uk is the UKs most established personal finance research and data website. The company offers consumers a wide range of low cost financial products: from mortgages and personal loans; to car, home and medical insurance; credit cards; savings accounts and best-buy fixed rate products. Moneynet.co.uk is an ethical, impartial and comprehensive source of consumer finance information, covering the whole of the personal finance sector. Moneynet was founded in 1997 by Chief Executive Richard Brown to simplify the personal finance market and provide consumers with impartial and inter-active information on financial products and services. Press enquiries: E-mail: online@moneynet.co.uk Telephone: 020 8313 9030 Fax: 020 8464 1971 Website: www.moneynet.co.uk Address: Moneynet, Sussex House, 8-10 Homesdale Road, Bromley, Kent, BR2 9LZ Released by www.bigmouthmedia.com About bigmouthmedia: Bigmouthmedia is an internet marketing agency specializing in search engine optimization / optimization (SEO), paid search (PPC), organic search, link strategy and online PR. Bigmouthmedia is based in Leith, Edinburgh, with offices in London and Madrid, and is headed up by Steve Leach and Lyndsay Menzies. The company focuses on search engine marketing for big brands boasting an impressive list of clients, including Sony PlayStation, British Airways, Sony Ericsson, Barclays, National Express, Laura Ashley and MTV. Contact details: Rachel Lane rachel@bigmouthmedia.com Phone: 0131 561 2251

Agoda.com Partners met Delta Airlines

Through the partnership, members of the Delta earn Worldperks Miles Worldperks Frequent Flyer Programme when they post a hotel via Agoda.com.

Delta Air Lines generating world's largest airline, serving more than 160 million passengers per year. With a fleet of more than 700 aircraft, Delta major international airports in Japan, Narita and Paris, Amsterdam, plus several hubs the American continent. Delta's network includes 346 destinations in 64 countries.

Now in his 30 years is one of the longest running Worldperks and most successful loyalty programs in the travel industry. The program offers members several kilometres-earn opportunities including 100% miles on each rate when flying with Delta Delta Shuttle, the Delta connection, and when flying the SkyTeam Alliance partners. Extra Mile-earning opportunities are offered through other airline partners, the hotels and the bank partners including the co-branded credit cards in Guam, South Korea and the Philippines. Delta is the introduction of more ways to redeem miles, including airline tickets, car rentals and hotel stays for customers.

Multilingual, through a co-branded landing page available in five languages, Delta customers are able to see the inventory of more than 130,000 direct-Agoda.com certified properties, allowing for simple, convenient booking. For non-English speaking hotel booking service Agoda.com provides customers in 32 different languages, including traditional and simplified Chinese, Japanese, Korean, Thai, French and German. Not only can Delta members earn Worldperks by booking their hotels via Agoda, it will also earn points worth 4% Agoda rewards, the price of their stay.

Managing Director North Asia Agoda.com m. Wilfred Fan said: "we are excited that this partnership Delta its extensive promotional and loyalty-based network will use to help their customers access the thousands of great Hotel deals at Agoda.com. Our website and customer support activities are available in all languages spoken in the Delta and SkyTeam of Asian destinations. "

redspottedhanky.com launches new ad campaign

first fully free service (with the exception of next day delivery).

coverage of the TV ad will be concerned mainly the Midlands target demand for important railway lines in the region. The new advertising campaign, with an animated travel show a train moving along the route, is created by convincing Elliot, the Midlands based advertising agency. The belt line of the ad with the money you save you can treat yourself in addition to brand yourself of all your travel needs belt line wrapped in one.

the campaign stresses the savings that can be created by the posting of travel by train via the site redspottedhanky which is also the first online ticket booking service was to offer a loyalty points system with 1 point available for each pound spent. These loyalty points are redeemable on future train bookings via the site.

Gareth

Woodhouse, commercial Development Manager at redspottedhanky.com said: "this is a very exciting time for the team redspottedhanky. The ad shows really our vibrant, fun, and energetic brand and hopefully we'll get the customer about our great messages of no credit card or debit card charges, no booking fee and no shipping costs, except on next day deliveries. This, together with our unique loyalty scheme, means that customers can buy their tickets and save if they treat themselves. We have been able show that customers created, on average, real savings of 51% buy through us, and with our price guarantee they can be assured of the best deals. "

launched in June 2010, saving an average of 51% redspottedhanky.com has offers for customers advance booking train tickets through the site, in comparison with pay for train tickets at the station on the day. By searching all the rates, the Atos Origin driven site is able to mark the lowest rates available and is accredited by National Rail.

about

: redspottedhanky.com <

Types of term life insurance to avoid

Wheeling, IL adviseert 2 April, AccuQuote, een leider in het verstrekken van term life insurance quotes aan mensen in de Verenigde Staten, consumenten overwegen het kopen van bepaalde soorten levensverzekeringspolissen zeer zorgvuldig. De die accuquote waarschuwt in het bijzonder voor zijn leven kredietverzekering, hypotheek levensverzekeringen en lucht reizen levensverzekeringen.

"de belangrijkste reden voor een levensverzekering is om uw gezin beschermen tegen financiële ramp als iets zou gebeuren aan u onverwacht. Veel van de levensverzekering wordt verkocht vandaag is herhaling van de bescherming die u van een low-cost term levensverzekering krijgen zou,"zegt Byron Udell, oprichter en CEO van AccuQuote. "En dollar voor dollar, dit andere beleid belachelijk duurder zijn."

hier zijn sommige types van verzekering die Udell zegt dat je moet denken twee keer:

leven kredietverzekering - baten van een term life insurance beleid kan worden gebruikt om ervoor te zorgen dat deze schuldeisers worden betaald, alsmede andere rekeningen.

hypotheek Life Insurance - het lijkt misschien een goed idee om levensverzekering van de hypotheek te betalen uit de huis, maar een betaalbare term levensverzekering zal hetzelfde doen. En termijn levensverzekeringen in het algemeen goedkoper zijn dan die welke worden aangeboden door hypotheekbedrijven.

Air reisverzekering leven - "als iemand hangt van u financieel, dan je leven verzekering moet ter dekking van u geen kwestie hoe u sterven," zegt Udell. Term levensverzekering zal de eigenaar beschermen als hij/zij in een vliegtuigongeluk of natuurlijk sterft.

zegt "als u een telefoongesprek van uw credit card of mortgage company krijgt en het klinkt als de deal van de eeuw, dont val voor het aas," Udell. "Als u denkt dat u verzekering wellicht ter dekking van deze soorten rekeningen in het geval van uw overlijden, dan is het tijd om te overwegen goedkope term life insurance."

over AccuQuote
AccuQuote helpt consumenten de beste waarden in tijdelijke levensverzekeringen vinden door het combineren van instant online life insurance quotes met de persoonlijke service van onbevooroordeelde levensverzekeringen professionals die kunnen helpen antwoord vragen, belangrijke kwesties te identificeren, en zinvolle aanbevelingen doen. Het bedrijf biedt de consument een uitgebreide selectie van levensverzekeringen opties, met inbegrip van term life, hele leven, en universele leven, evenals geselecteerde lijfrentes. De website heeft vele handige verzekering hulpmiddelen, met inbegrip van een levensverzekering behoeften calculator om te helpen u erachter te komen hoeveel u moet kopen, een woordenlijst met uitleg over industriële terminologie, een verzameling artikelen die betrekking hebben op de basics over levensverzekeringen, en een blog die antwoord op vele vragen over levensverzekeringen. Voor meer informatie of om offertes voor goedkope term life insurance, bel 1-888-314-4455.

America car rental now available for u.s., Canadian customers

New York, NY, January 20, America car rental (http://www.AmericaCarRental.com), one of the world's leading car rental companies, has announced a new partnership with which to sell it to licensees in the United States and Canada.

is the company together with car rental 8 LLC, a U.S. car rental company based in Tampa, Florida In the past, American and Canadian licensees could not AmericaCarRental.com, and so the books on agreement has the potential to achieve the company's assets.

"We are absolutely thrilled to this enormous new market opens in North America," said Saurabh Majumdar, Managing Director of America car rental. "With this partnership, our company will her wide range of excellent services to more customers fast, simple and reliable car rental have to offer."

with more than 500 locations in the United States, America would like to get to their destinations with car rental travellers as little hassle as possible help. Its website, AmericaCarRental.com, is designed to offer the best rates available through first class suppliers with no hidden costs.

the company also offers special offers such as free unlimited mileage, car hire in select locations and no collision damage or theft excess, which can be of great use, especially when traveling during the holidays.

"We invite our new customers to book online with us out, and when they do, they will work with a friendly sales team that will help them along every step of the way," Majumdar said. "Our priority is to help people easier travel, and our staff does a great of work on that purpose every day."

America car rental accepts all major credit cards in many different types of currencies through a safe and completely confidential encrypted payment method. To get started, visit http://www.AmericaCarRental.com.