Monday, September 19, 2011

Credit and Loans have Become a Buyers Market--Are You getting the Best Deals for Yourself

February 8, 2005

At one time, only people who did not need credit or had very good credit, could get credit cards and loans. People with bad credit, no credit, bankruptcy, divorce, etc. were left in the cold. For this group, shopping for credit and loans meant begging and taking the first offer they could get, even if they knew it was not a good deal.

Today, thanks to the growth of numerous creditors and lenders, the information explosion, and fierce competition, the credit and loan arena has become a Buyer&39;s (Consumer&39;s) marketplace. Now, there are Companies that actually seek out people with less than perfect credit (bad credit, no credit, bankruptcy, divorce, self-employed, etc.) This is good news for people with less than perfect credit bceause it gives them another chance, or in the case of "no credit", a first chance. The benefits exceed the surface benefits because people can now defend themselves against Redlining (the practice of Banks and other financial institutions not making loans to specific communities) and predatory lending (the practice of giving credit or making loans at excessively high rates, among other startegies).

However, for the average Consumer to get the best deals they must shop around. http://www.credit4u.cc (where the "cc" stands for credit cards,) specializes in bringing you the best credit card offers, and has now teamed up with credit4everybody to bring you a full range of credit card and loan offers to save you money. At least 4 different lenders and businesses will compete for your business. What types of business do you normally do that the lenders want to compete to get

Insurance-life, health. auto, travel, dental, home owners, renters
  • Home Loans-new and second mortgages, refinance, equity, home improvement
  • Credit Cards
  • Debt Consolidation

    Happy shopping - Click Here Now, to see How much you can save http://www.credit4u.cc

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